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How much will that Copart or IAA lot really cost — and what's your max bid?

Real Copart & IAA fee tables. Repair presets by damage type. Your minimum profit. One number. Runs entirely in your browser: nothing is saved or sent.

What the fees actually are — Copart and IAA, 2026

Copart and IAA have charged the same buyer-fee ladder since November 4, 2024, so the old IAA schedule you may still find online is obsolete. Verified reference points:

Sale price (hammer)	Buyer fee
$2,000	$535
$3,000	$655
$5,000	$775
$7,500	$900
$15,000 and up	7.5% of the sale price (secured funds)

Internet bid fee on top: $100 proxy / $110 live bidding at a $2,000–4,000 sale price, rising to $140 / $160 at $8,000 and up.
Per-sale adders. IAA: $105 service + $15 environmental + $20 title + $10 imagery. Copart: $95 gate + $15 environmental + about $20 title.
What that means in practice: all-in fees run roughly 40% of the hammer at $2,000 and about 20% at $5,000 — a $5,000 hammer lands about $1,035–1,045 in fees.
Copart's payment clock. Three business days to pay; a relist after eight days carries a 10% penalty ($600 minimum), and unsecured funds add $250 per car.

The ladder steps by sale-price bracket, so read your own bracket off the auction's current fee schedule before you bid. Full breakdown: Copart & IAA buyer fees explained · jump to the calculator ↓

The car

Paste a VIN (optional — free NHTSA lookup fills the vehicle)

Vehicle (year make model) Buying-guide preset (autofills a Utah comp)

Clean-title retail comp $

Rebuilt-title discount

Target sale price (cash, rebuilt)—

Override sale price manually

Repair estimate

Damage type (autofills a starting range)

Parts $

Shop hours

Adjustment × from your past cars, on parts & hours

Hidden damage checklist

Charged until a photo or the yard preview clears it — this IS your preview list.

Deal-breaker flags

Flood / water damage Frame / structural damage Airbags deployed

Costs & target

Auction

Bid method

Edit these

Transport $

Title / inspection $

Est. days to sell

Cost per day on the lot $

Minimum acceptable profit

Floor $

or % of sale (higher wins)

Fees are added automatically from the verified Copart and IAA tables — buyer fee, internet bid fee, service and title fees included.

Auction payment clock

Certified funds/wire only (no cards). IAA typically requires payment within 2 business days and pickup within 4; Copart within 3 and 8. Confirm exact terms at account opening.

Your MaxBid

$—

Bid one dollar past this and your minimum profit is gone.

All-in cost

—

% of clean (≤ 60%)

—

Cash locked up

—

Hidden-risk buffer (checked items)—

Out-the-door (car ready, before lot days)—

Lot time—

Check an actual bid / Buy-Now

If I win it (or Buy-Now) at… $

Auction fees on this bid—

All-in cost—

Projected profit—

Profit per shop-hour of recon—

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Copart fees · verified IAA fees · verified NHTSA VIN decode Repair presets by damage type

Utah rebuild market guide

Trust the picks, not the exact prices · verified 2026-07-11

Segment	Clean retail	Rebuilt cash range	Speed	Notes

The rule: all-in cost ≤ 60% of clean retail; sell at 70–75% of clean.

Buying-guide ranges and auction-fee tables are planning estimates — confirm every number against your own invoices and current listings.